About the Planner
A financial compass for the gig economy. Plan with clarity, not guesswork.
Stop Guessing Your Income
Freelancing is volatile. This tool bridges the gap between your hourly rate and your annual reality, translating 'billable hours' into the only number that matters: your take-home pay.
Built for the Modern Independent
Designed for English coaches, solo founders, and consultants who wear the CFO hat. Whether you bill $50/hr or $500/hr, clarity is your best asset.
100% Private. Client-Side Secure.
Financial data is sensitive. That is why this app runs entirely in your browser. No databases, no tracking, and no accounts. Your data lives and dies on your device.
The Strategic Advantage
Use Snapshot for quick checks. Use Forecast to stress-test your year against pessimistic and optimistic conditions and find your real financial edge.
Under the Hood
- Framework
- Next.js (App Router) + React + TypeScript
- State
- Zustand persistence (localStorage)
- Charting
- Recharts (interactive projections)
- Design
- Tailwind CSS + CSS variable theming
- Language
- Bilingual EN/ES via translation keys
Version History
- v1.0 — Initial launch
- v1.1 — Smarter benchmarks + progressive tax mode
Built & Designed
Built by Robert Cushman (CushLabs.ai) as a real-use planning tool and flagship portfolio project.
Problem
Freelancers and consultants often know their hourly rate, but not what that becomes after taxes, time off, and realistic weekly capacity. This tool turns inputs into clear income outcomes and scenarios.
Design choices
Fast, keyboard-friendly inputs, instant feedback, and a forecasting mode that compares downside, baseline, and upside. Charts are designed to communicate range + trend (not just raw numbers).
Stack
Next.js (App Router), TypeScript, Tailwind CSS, Zustand persistence, Recharts, and an EN/ES translation layer.
Privacy
Inputs are stored locally in your browser for convenience. No accounts required and no personal data is sent anywhere by default.